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Boat Insurance

Boat Insurance in Minnesota

What Does Boat Insurance Cover?

Boat insurance can be customized to each individual, providing more or less coverage, as needed. At a minimum, watercraft insurance will typically include bodily injury liability and property damage liability coverage. We can help customize your coverage, depending on the type of boat you own, how and where you use it, and it’s value. Contact us or request a quote comparison to get started.

Boat Insurance Coverage

Watercraft Liability Covers bodily injury and property damage that you cause to another party with your boat.
Medical Payments Covers medical expenses for you or guests, without regard to fault.
Uninsured / Underinsured Liability Covers first party bodily injury caused by a boater with too little or no insurance.
Collision Covers physical damage to your boat caused by a collision with another watercraft or object.
Comprehensive Covers physical damage to your boat caused by something other than a collision.
Fishing Equipment Covers damaged, lost, or stolen fishing equipment, like rods, reels, and more.
On-Water Towing Covers towing your boat back to shore, if it becomes disabled on the water.
Trailer Covers physical damage to your boat trailer caused by a collision.
And More There are many coverage options that can be added.

Watercraft Covered


Ski Boats

Speed Boats


Jet Skis

Fishing Boats

Bass Boats

Jet Boats

Wake Boats

And more

Why Tonka Insurance Agency, Inc.?

One to One Service

You’ll get an experienced, local, trusted insurance adviser. Protecting your family is our #1 goal.

Independent Agency

We’re not tied to any specific insurance company. Instead, we’ve partnered with over 20 top companies, giving us the freedom to compare quotes to find you the best coverage and price.

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