(952) 471-2575

Car Insurance

Car Insurance in Minnesota

What Does Car Insurance Cover?

Car insurance can be customized to each individual, providing more or less coverage, as needed. MN law mandates that all vehicles using public roads must, at a minimum, have liability coverage and personal injury protection coverage. If you have a loan on your vehicle, your bank will likely require you to carry physical damage coverage. Beyond that, it’s up to you what coverage you’d like. We can help you determine the coverage that’s right for you, then compare the rates of over 20 insurance companies. Contact us or request a quote comparison to get started.

Car Insurance Coverage

Auto Liability Covers bodily injury and property damage that you cause to another party with your vehicle.
Personal Injury Protection (PIP) Covers first party medical expenses and lost wages, without regard to fault.
Uninsured / Underinsured Liability Covers first party bodily injury caused by a driver with too little or no insurance.
Collision Covers physical damage to your vehicle caused by a collision with another vehicle or object.
Comprehensive Covers physical damage to your vehicle caused by something other than a collision.
Roadside Assistance Covers towing, jump starts, and other assistance if your vehicle becomes disabled.
Rental Reimbursement Covers the cost of a rental, if your vehicle is unusable due to a covered incident.
And More There are many coverage options that can be added.

Vehicles Covered




Classic & Antique Cars

Exotic Cars

Commercial Auto Insurance

And more

Why Tonka Insurance Agency, Inc.?

One-to-one Service

You’ll get an experienced, local, trusted insurance adviser. Protecting your family is our #1 goal.

Independent Agency

We’re not tied to any specific insurance company. Instead, we’ve partnered with over 20 top companies, giving us the freedom to compare quotes to find you the best coverage and price.

Skip to content