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Home Insurance

Homeowners Insurance in Minnesota

What Does Home Insurance Cover?

Home insurance combines personal liability coverage with property coverage. The liability covers you if someone is hurt on your property or if you’re responsible for damage to someone else’s property. The property portion covers losses to your home, personal property, and more. A variety of additional coverage can be added to homeowners insurance depending on your needs. We can help you find the right coverage, then compare teh rates of over 20 top insurance companies. Contact us or request a quote comparison to get started.

Home Insurance Coverage

Personal Liability Covers you and resident family members from lawsuits alleging bodily injury or property damage to another party.
Medical Payments Covers minor medical bills for guests that are injured at your property, without regard to fault.
Dwelling Coverage Covers damage to your home and other attached structures.
Other Structures Covers damage to other structures on your property that are not attached to your home, like sheds.
Personal Injury Covers lawsuits alleging slander or libel.
In Home Business Covers business property kept within your home.
Scheduled Property (Jewelry, Guns, Etc.) Covers high risk classes of property that have limited coverage on standard policies.
Loss of Use Coverage Covers alternative living arrangements if your home is unusable due to a covered loss.
And more There are many coverage options that can be added.

Properties Covered

Single Family Homes

Multi-Unit Housing

Rental Properties

Secondary or Vacation Homes

Condos

Cabins

And more

Why Tonka Insurance Agency, Inc.?

One to One Service


You’ll get an experienced, local, trusted insurance adviser. Protecting your family is our #1 goal.

Independent Agency


We’re not tied to any specific insurance company. Instead, we’ve partnered with over 20 top companies, giving us the freedom to compare quotes to find you the best coverage and price.